Terms & Conditions

1.Introduction

Welcome to Ridge Bay Capital. These Terms and Conditions govern your use of our website and services. By accessing and using our website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website.

2.Use of Our Website

1. You must be at least 18 years old to use our website and services. By using our website, you confirm that you are at least 18 years old.
2. You may not use our website for any illegal or unauthorized purposes. You agree to comply with all applicable laws and regulations.
3. We reserve the right to modify, suspend, or discontinue any part of our website, services, or content without prior notice.
4. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable.

3.Financing and Lending Partners

1. Ridge Bay Capital helps connect business owners with financing options through its network of lenders and funding partners. We are not a lender unless expressly stated.
2. All financing is subject to approval, underwriting review, and the terms and conditions of the applicable lender. Not all applicants will qualify, and rates, amounts, and terms vary by product and lender.
3. Submitting an application does not guarantee approval or any specific terms.

4.Intellectual Property Rights

1. All content on this website, including but not limited to text, graphics, logos, images, videos, and software, is the property of Ridge Bay Capital and is protected by copyright and other intellectual property laws.
2. You may not reproduce, distribute, modify, transmit, or use any part of our website's content without our prior written consent.

5.Privacy Policy

1. Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our website, you consent to our Privacy Policy.
2. We do not sell your personal information to third parties.

6.Disclaimer

1. The information provided on our website is for general informational purposes only and does not constitute financial, legal, or tax advice. We make no warranties or representations about the accuracy, completeness, or reliability of the content.
2. We are not responsible for any damages or losses resulting from the use of our website or any information provided therein.

7.Limitation of Liability

To the extent permitted by law, Ridge Bay Capital shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in any way related to your use of our website or services.

8.Indemnification

You agree to indemnify and hold harmless Ridge Bay Capital, its officers, directors, employees, and affiliates, from any claims, losses, damages, liabilities, costs, or expenses (including legal fees) arising out of your use of our website or violation of these Terms and Conditions.

9.Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts in the State of New York.

10.Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our website following the posting of any changes constitutes your acceptance of such changes.

11.Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at info@ridgebaycapital.com.